Join us for National Simplicity Day 2026!

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The power of simplicity

At Clarity Benefit Solutions, simplicity isn’t just a value, it’s a force for change. This National Simplicity Day, we celebrate how streamlined benefits empower brokers, employers, and employees to focus on what truly matters.

What simplicity makes possible

The core of simplicity is you.

In a world full of noise, simplicity cuts through. It’s not just about fewer steps or less clutter, it’s about creating clarity where others create confusion. At Clarity, we believe simplicity is the smartest way to move forward.

Drives Efficiency

For Brokers: Less time spent managing plans means more time to focus on strategic guidance and client relationships.

For Employers: Streamlined workflows reduce administrative burdens, freeing up bandwidth for higher-impact work.

For Employees: Quick, intuitive access to benefits eliminates wasted time and makes it easier to take action when it matters.

Reduces Stress

For Brokers: Fewer moving parts and clearer processes ease the daily pressure of managing complex benefit programs.

For Employers: A simpler approach minimizes confusion, reduces back-and-forth, and calms chaotic seasons like open enrollment.

For Employees: When benefits are easy to understand and use, stress goes down, and confidence in the system goes up.

Enhances Experience

For Brokers: A frictionless benefits experience strengthens trust and satisfaction across your book of business.

For Employers: Simpler benefit programs lead to greater engagement, better utilization, and stronger employee morale.

For Employees: When using your benefits feels effortless, it encourages healthier decisions and greater overall well-being.

Take the Simplicity Day Pledge

READY TO SIMPLIFY YOUR LIFE?

Make one small change. Create a big impact. Join hundreds who are choosing clarity over chaos. When you take the Simplicity Pledge, you commit to a small action that brings more ease to your everyday life.

Simplicity in Action

Simplicity isn’t just something to believe in. It’s something you can feel. Here’s how simplicity is making a difference across our benefits landscape.

2026

Simplicity in Action

How: Launching a new Unified API to support automatic implementation and renewal with a broader range of ben admin platforms and payroll providers.

Result: More connectivity, less manual work, and a simpler experience across systems.

AI-Powered Claims Processing

How: Introducing AI claims capabilities to streamline processing, reduce manual review, and improve efficiency.

Result: Faster claims handling with a smoother experience for participants and administrators.

More Modern Chat with Enhanced AI Assistance

How: Rolling out a more modern chat experience with enhanced AI assistance to help users get answers faster and complete common tasks more easily.

Result: Smarter support, quicker resolutions, and help that feels more intuitive.

Enhanced Compliance Tool with Easier Payments and a Unified Experience

How: Expanding the Compliance Tool with simpler payment options and a more unified user experience across compliance services.

Result: Managing compliance will be easier, more seamless, and all in one place.

A New, More Secure Registration and Login Process

How: Introducing an updated registration and login experience designed to strengthen security while simplifying access.

Result: Better protection with a smoother sign-in experience for users.

Enhanced Admin Platform for Clients and Brokers

How: Delivering improvements to the admin platform with a more modern experience, better usability, and easier access to key tools and information.

Result: Everyday administration becomes faster, clearer, and easier to manage.

Expanded Text Notifications

How: Growing our text notification capabilities to keep participants and clients informed with timely updates in more moments that matter.

Result: Important information gets to the right people faster and more conveniently.

New Public Website with Enhanced Resources

How: Launching a new public website with improved navigation, updated content, and expanded educational resources for clients, brokers, and participants.

Result: Finding information and helpful tools will be easier than ever.

Continued SHRM and CE-Accredited Compliance Webinar Series

How: Continuing our SHRM and CE-accredited compliance webinar series with timely topics and practical education for brokers and clients.

Result: Ongoing learning stays accessible, relevant, and worthwhile.

New Partnership with Truemed

How: Introducing a new partnership with Truemed to expand access and bring additional value through innovative solutions.

Result: More opportunities for clients and participants to take advantage of meaningful benefit options.

PAST WINS: WHAT WE DELIVERED LAST YEAR

2025

Automatic Implementation and Renewal with Employee Navigator

How: Introduced automatic implementation and renewal capabilities with Employee Navigator to simplify setup and ongoing plan management.

Result: Less manual work, faster updates, and a smoother experience for clients and brokers.

360 COBRA Integration

How: Launched a deeper 360 integration to create a more connected COBRA experience across systems and workflows.

Result: Better visibility, fewer manual steps, and easier COBRA administration.

More Personalized,
Scalable Support

How: Introduced a new service structure that aligns resources based on client size and need.

Result: Easier access to the right help, right away.

Smarter Onboarding
for Participants

How: Started an automated education campaign with milestone-based emails at days 30–180, guiding participants on how to use their card, get the most out of their plan, file claims, understand substantiation, and more!

Result: Learning your benefits is easier than ever.

Self-Service Compliance Management

How: Launched an all-in-one Compliance Tool with Plan Document, Non-Discrimination Test, ERISA, POP, and more.

Result: One place for all your compliance needs.

ACA Services Now Available
to More Clients

How: Standalone ACA offering 24/7 access, dashboards, and risk mitigation.

Result: Broader access to compliance without added systems.

Easier, More Secure File Submissions with Fewer Errors

How: Revamped our File Manager tool with improved UI, smart error messages, and data validation tools.

Result: Uploading files got a whole lot simpler.

Smarter Billing at Scale

How: Launched a new billing tool for our finance team, complete with proposal workflows, bundle selection, and automated commissions.

Result: Less manual work, more payment accuracy.

AI-Powered Service & Sales Tools

How: AI features like sentiment detection, chat and email automation, proactive notices and more!

Result: Support and growth, on autopilot.

Enhanced Broker Program

How: Dedicated account teams, priority case handling, exclusive reporting, and early access to features.

Result: More value, less work for our top brokers.

Compliance Education for Brokers

How: The ongoing SHRM and CE-accredited webinar series is tackling tricky compliance topics with CE credit options.

Result: Learning made easy (and certified).

WHAT WE DELIVERED IN THE PAST

2024

Automated Renewals

How: Now, auto-renewing COBRA, FSA, and HRA plans and only requiring simple file updates.

Result: Renewals that run themselves.

Updated Implementation Tool

How: Streamlined plan setup includes any data already provided, auto-populates the most common plan details, and includes live chat with our implementation experts.

Result: Plan setup in a few clicks.

HSA Transfer Program

How: Now running campaigns to cover $25 fee and introduced e-sign online transfer process.

Result: Moving your HSA is now hassle-free.

Enhanced Claim
Submission Tool

How: Intuitive guidance for uploading receipts and required info.

Result: Submit and go.

Standard Reporting Setup
for Clients

How: Launched standardized reporting packages for all clients.

Result: Clarity from the start.

2023

DECEMBER 2023

Introduced significant enhancements to our COBRA administration services. These improvements are designed to provide a dynamic, transparent, and simplified experience when it comes to managing your COBRA accounts and benefits.

AUGUST 2023

Released SimplyWell which gives employers the flexibility to create personalized benefit programs for employees. A convenient Benefit Card makes it easy for them to spend on what matters most.

JUNE 2023

Launched Clarity Complete, the Ultimate End-to-End Employee Benefit Solution offering fully integrated and flexible benefits administration and compliance with seamless connections to insurance carriers, payroll companies, and Consumer Directed Plan benefits like HSA, FSA, DCA, HRA, and more.

MARCH 2023

Developed a Chat Bot and Live Chat service for our participants and for clients going through implementation or renewing plans

JANUARY 2023

Added Quick Links links on our Portal that direct users directly to the most used tools on our site

2022

DECEMBER 2022

Launched an AI powered multi-lingual chat bot to provide 24 hour service and faster answers for participants.

NOVEMBER 2022

Launched new smart HSA features including high-yield interest options, three distinct investment models and built-in predictive analytics tools to guide longterm funding decisions.

OCTOBER 2022

Made several updates to our online implementation and renewal tools including adding a new PIN process, collaboration abilities, hover-over tips on forms, new overview implementation guides, updated emails and alerts, as well as enhancements to ACH agreements, and EDI and 834 file contacts.

AUGUST 2022

Launched an internal company intranet providing employees access to real time company news and single sign on to all applications – when we are more efficient internally, we can provide better/faster service to our customers.

JUNE 2022

Partnered with Ease to reduce administrative burdens and allow employees to seamlessly enroll in their benefits. In addition, Ease and Clarity will leverage shared partnerships with carriers and payroll/HCM solutions such as ADP and Paycor to deliver a 360 integrated benefits administration, employee benefits, and payroll solution for shared customers.

MARCH 2022

Joined Deltek’s marketplace to deliver Deltek customers integrated solutions and services that can help simplify the employee benefits enrollment and administration lifecycle.

FEBRUARY 2022

Joined ADP’s marketing offering full suite of benefits integrated with ADPs payroll systems.

JANUARY 2022

Partnered with Paycor to be their employee benefit provider. The integration between their payroll system and Clarity’s benefit offer simplifies the entire employee benefits administration lifecycle.

2021

OCTOBER 2021

Launched SimplyWell – Vaccine Compliance to help employers easily implement the requirements anticipated to be in the Occupational Safety and Health Administration (OSHA) emergency temporary standard (ETS).

JULY 2021

Launched Clarity Mobile Pay allowing employees to pay for eligible benefit account expenses, both in-store and online, using their digital wallet app on their mobile device.

MARCH 2021

Developed an online tool to help employers easily elect the COBRA continuation of coverage premium subsidy provided in the American Rescue Plan Act (ARPA).

FEBRUARY 2021

Launched a simple online questionnaire that allowed employers to easily review and approve the optional provisions provided through the Consolidated Appropriations Act of 2021 – providing their employees the option to maintain and spend-down their FSA balances.

Why National Simplicity Day?

A message from our CEO

A Simpler Path Forward

At Clarity, we believe simplicity isn’t the absence of complexity, it’s the presence of intention. It’s about choosing clarity over confusion, and progress over perfection.

National Simplicity Day is more than a celebration. It’s a reminder of the impact we can make when we remove barriers and focus on what really matters: helping people live and work with confidence.

This is our commitment, not just to our clients and partners, but to ourselves. Because the simpler we make the complex, the more powerful the results.

Thank you for joining us on this journey. Together, let’s celebrate and cultivate a Simply Smarter Approach to benefits and beyond.

Warm regards,

Bill Catuzzi,
Clarity Benefit Solutions Founder/CEO

A SIMPLY SMARTER APPROACH

For the last 30 years, we’ve been committed to making employee benefits simple and affordable. Our goal is, and always has been, to bring clarity and simplicity to employee benefits through innovative solutions that simplify the entire process.

Simplify your savings with a Clarity Health Savings Account (HSA)

We understand that you can’t predict every twist and turn life throws at you. That’s why our HSA has built-in features that simplify and enhance the experience.

More Investment Options

Employees can take advantage of multiple national banking partners and dozens of investment options to keep their HSA savings safe and growing. Through our secure portal, we provide employees with an up-to-date list of the mutual funds offered as well as recent performance information for those funds.

Accelerated Funding

Built for unpredictability, the Clarity HSA offers on-demand, interest-free payroll advances to cover unexpected healthcare costs, so employees aren’t just covered—they’re confident they can keep expenses under control.

We added the brand name Simply Smarter to all of our products, and adopted the phrase 10X smarter as a way to drive the mission home internally. Every product, service, and procedure we developed had to be 10X smarter than our competition or we would not release it.

– Bill Catuzzi, Clarity Benefit Solutions Founder/CEO

What do our partners have to say about simplicity?

Your feedback drives our success. That’s why we have a Broker Advisory Board to ensure that we’re truly offering solutions that are Simply Smarter. Here’s what they have to say about working with the Clarity team.

“Dedicated account management versus call center.”
– Ben Bohonowicz, Employee Benefit Services of Maryland

Clarity simplified their service model so that it is based on customer size, customer needs and service volumes. This allows them to ensure customers receive dedicated service no matter their size. All customers receive hands-on attention, from a team of experts ready to address your needs and work with you to quickly solve any issues. This customized focus has allowed Clarity to maintain a 30–40% growth rate while achieving a 97% client retention rate.

“The member portal is very intuitive. Implementing SSO capability has eased our client's frustration by them not having to remember multiple login credentials.”
– Brianne Datz, Johnson, Kendall & Johnson Benefits, Inc

A few years ago Clarity simplified their secure online portal - consolidating five separate logins into one. No matter the plans or technology you use Clarity for, you can access everything to administer and manage plans through the Clarity Portal. The portal also contains training and educational material. All communications and links to other tools like BenefitConnect.

“Their do and say match.”
– Jonathan Anders, Benecurv

For over 30 years, our goal has been the same — to help brokers, clients, and their employees navigate the challenging world of benefits providing simple and reliable solutions that we use ourselves. We have a long history of saying what we mean, doing what we say, by always putting products and services in the world that we would want for ourselves and for our families. Afterall, we are consumers too!

“Clarity is committed to automating administrative processes for my clients which saves them time and improves process quality.”
– Scott Fair, USI Insurance Services

In addition to helping our participants access and manage their plans easily, the portal provides tools to assist employers in implementing and renewing their Clarity plans. The tools allow clients to easily provide the information necessary to set and fund the plans they have chosen. It walks the user through each step, providing explanations when necessary.

“Online Cobra open enrollment for current Cobra members has also saved an extensive amount of time and money by taking the place of hard copy forms and mailings.”
– Brianne Datz, Johnson, Kendall & Johnson Benefits, Inc

In addition to helping our participants access and manage their plans easily, the portal provides tools to assist employers in implementing and renewing their Clarity plans. The tools allow clients to easily provide the information necessary to set and fund the plans they have chosen. It walks the user through each step, providing explanations when necessary.

Inspire Simplicity

Simplicity is at the heart of our company and in the details of everything we do.
Start bringing simplicity to all aspects of your life with these resources.

From claims to approvals: How AI is making employee benefits feel simple again

From manual chaos to automated clarity: The state of benefits administration in 2026

Simple by design: How technology is reshaping the future of employee benefits

If you’ve been in HR long enough, you’ve seen a lot of technology promises that didn’t quite deliver. So it’s reasonable to approach “AI in benefits” with a degree of skepticism.

In the world of global uncertainties, economic pressures, and digital overwhelm, people are desperately seeking clarity and calm in their daily lives. The last thing they need is for their employee benefits to add another layer of confusion and stress to their already complex existence.

The benefits industry has reached an inflection point. For decades, employers and employees have struggled with fragmented systems, confusing processes, and benefits that feel more like burdens than advantages.

Whether it’s your home office, a small apartment, or even your vehicle, there are numerous big ideas that can help you optimize your space and boost your productivity. Let’s start by breaking down some of the most common places you may encounter small spaces on a daily basis.

As we get closer to National Simplicity Day, it’s important to incorporate simplicity into your life to save you valuable time and improve your overall well-being. By simplifying your life, you can reduce stress, increase productivity, and ultimately, live a more fulfilling life.

We’re all guilty of indulging every now and then, but there’s no denying that some habits carry a heavier weight than others. Here are a few habits you can consider quitting to benefit your overall health and wellness.

Between work, family, social life and personal responsibilities, it’s easy to lose track of time and struggle to find moments of peace and simplicity. But what if we told you that simplicity is possible, even amidst the craziness of life?

Complex financial situations can lead to stress, anxiety, and confusion. But there are easy ways to simplify your finances to reduce the amount of time and mental energy spent managing your money, which in turn reduces stress levels and limits confusion.

What if the key to a more fulfilling life wasn’t about doing more but about doing less? What if simplicity could actually be the answer to all this chaos? Let’s explore how simplicity can decrease stress and anxiety and increase fulfillment and content.

We all deserve to enjoy a full weekend of rest and relaxation. By practicing simple steps, you can create a better work-life balance that prioritizes your personal health and wellbeing.

While there’s certainly nothing wrong with being extremely detail-oriented, for many of us that level of organization can feel overwhelming. Read our pro tips to help you begin simplifying your space.

One of the biggest benefits of lifestyle challenges is that by sharing them with friends, you stay accountable. Friendly competition helps develop a healthy habit long after the challenge is completed.

When life becomes hectic, it’s easy to place your mental health on the backburner. But in doing so, you also leave a cloud of anxiety and stress in your mind that stops you from living fully and meaningfully.

At Clarity, we believe life is a journey; one that should be lived well. While our expertise is in fostering a simply smarter approach to employee benefits, we’re equally passionate about the benefits of simplicity across so many other aspects of life.

Financial stress can create a cloud of uncertainty over many aspects of our lives. Between budgeting, sorting bills and making sure your savings goals are on the right track, financial planning can be a massive undertaking – one that can create a continual cycle of stress if not managed carefully.

We’ve all been there–trying to carry the weight of multiple projects, coordinate teams and manage complex schedules. All while balancing our personal lives.

You know what sounds lovely? A balanced life with ample time for work, family, hobbies, relationships and anything under the sun that brings us joy. While finding that perfect balance all the time may not be realistic, it is certainly possible to create routines that bring simplicity to your life now and in the future.

How many times have you found yourself doing things a certain way just because that’s “how you’ve always done it”? The philosophy of simplicity aims to break that cycle of habits by introducing easily manageable tactics in all areas of life.